Well the time has come to some serious budgetting. I haven't really taken a note of where I have been spending things for some time and I think some areas might have blown out. OK, I gather many people have probably done this about 12 months ago, but I am a bit slow.
I am going to start tracking where I am whittling a few $10 things here and there, to try to bring it all back into aline with my current earnings. Continual debt is not enjoyable and I am going to change that in the next 6 months!
OK, scrap book, receipts, off I go...
Bridget x
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